SEGREGATED PORTFOLIO (SPC) RENT-A-CAPTIVE PROGRAMS ARE CUSTOMIZED TO REDUCE YOUR COST OF INSURANCE.

THE FOUR POINTS RE, SPC LTD. COMPANY IS A CAYMAN-BASED SEGREGATED PORTFOLIO RENT-A-CAPTIVE FACILITY.

The Four Points Re, SPC Ltd. segregated portfolio facility is an ALTERNATIVE RISK FINANCING VEHICLE for insureds looking for the advantages of a captive insurance company, without the time and financial commitment involved in establishing a wholly-owned insurance company of their own.

Typically a modest premium is paid to cover expenses and expected losses. Then the participant posts collateral, often in the form of an LOC, to secure the difference between the premium and the program’s aggregate limits and creating a situation where the policy is fully funded.

At the end of the policy (after all claims obligations are identified or eliminated), the collateral and any premiums not met to pay losses is returned to the participant.

Four Points has made a Section 953 (d) “domestic election” under the Internal Revenue Code to pay taxes as if it were a US entity. Four Points is formed under specific Cayman law which allows us to segregate the assets of each program.

This effectively provides a firewall against potentially adverse results from other participants using the same rent-a-captive.